FAQ (Frequently Asked Questions) � Minnesota Lottery (2024)

If you have a Minnesota Lottery question, you're likely to find an answer on this page. Below you can check some of the most frequently asked questions relating to prize claims, lotto games, scratch games, Second Chance, odds of winning, where Lottery money goes, and more.

Can lottery winners stay anonymous?

If you win above $10,000, your name and city are private data and not released to the public or media unless you choose to allow it. This also applies to Second Chance winners whose prize is $10,000 or more in cash.

If you win $10,000 or less, your name and city will be public data.

What are the prize claim deadlines?

The cutoff to claim lotto game prizes is one year from the drawing date. Scratch game wins must be claimed within one year of the game's announced end date.

Can I claim a prize by mail?

The MN Lottery recommends claiming prizes of $50,000 and below by mail. You should also sign your ticket, keep a copy of the front and back, and use registered mail when sending in your claim. Find out more on where to claim prizes.

To redeem a ticket worth over $50,000, you'll need to visit Minnesota Lottery Headquarters in Roseville and an appointment is recommended. Call the Lottery at 1-888-568-8379 or 651-635-8273 to talk through your options.

Will I receive a prize payout as cash or a check?

Winners will receive a check if claiming by mail or at a Lottery office. If the ticket is valued at $599 or below, a retailer may be able to cash it.

What's the difference between the cash and annuity option?

Some lottery games offer the jackpot winner the choice of receiving their prize as a cash payout or an annuity.

The cash option is a lump sum payment of the money in the jackpot prize pool.

If the winner chooses the annuity, they are paid an annual amount, funded by investing the money in the prize pool. In total, the winner receives a larger amount than the cash option, since they are getting cash plus interest.

Advertised jackpot annuity amounts are always estimates based on ticket sales as well as the market price on certain securities.

I got an email / phone call saying I won the lottery. Is this a scam?

The only way to win a prize is to purchase a lottery ticket or enter a Second Chance draw on the Minnesota Lottery website. The Lottery will never ask winners to give personal information by phone or email, or ask for payment of taxes or fees before you receive your prize. If you've received a suspicious contact, call the Lottery at (651) 635-8273, then press 2.

How are lottery proceeds spent?

State law sets out how Lottery revenue is distributed. The Minnesota General Fund, which is used to operate all state services, receives 60% of proceeds. The Environment and Natural Resources Trust Fund, which supports environment and natural resources projects statewide, receives 40%.

Where does the money from unclaimed prizes go?

For Minnesota in-state games, the money is distributed to the state's General Fund. For multi-state games like Powerball and Mega Millions, unclaimed jackpots are returned to all participating states according to the percentage of sales they contributed. You can check Minnesota unclaimed prizes that are near their expiration date.

Why does it seem that most winners are in Minneapolis / St. Paul?

The number of winners statewide is in proportion to the number of tickets sold. Around half of all tickets are sold in the Twin Cities, so about half of wins will also occur in the metro area.

What taxes are withheld on lottery wins?

For US residents and resident aliens, the Lottery is required to withhold 24% in federal income taxes and 7.25% in state income taxes (31.25% in total) on prizes above $5,000.

For non-resident aliens, the Lottery is required to withhold 30% in federal income taxes on all Lottery prizes and 7.25% in state income taxes (37.25% in total) on prizes over $5,000.

Please note that withholdings may not meet your total tax liability.

Can a Canadian resident buy Minnesota Lottery tickets?

Yes, anyone who is not a Minnesota resident and is of legal age may purchase Lottery tickets in person from a Minnesota retailer.

If you win a prize and are not a US citizen or legal resident, the Lottery must withhold federal taxes of 30% prior to a winnings payment, as well as state taxes of 7.25% for any win above $5,000. Lottery prizes are treated as income in Minnesota and most of the US.

Is there a limit on the size of lottery pools?

No, but please be aware that each winner will need to complete a separate claim form.

If I buy a Quick Pick ticket, can anyone else get those numbers?

Yes, it's possible for another Quick Pick ticket to receive the same numbers. The Lottery printer uses a random number generator, so previously selected numbers are not taken into account.

Do Quick Picks or numbers players choose win more often?

Every number has just as good a chance of winning as any other number, so the selection process doesn't matter at all. About 70% of Powerball tickets are Quick Picks, and about 70% of winners are Quick Picks.

However, if you use something like a birthday to pick your numbers, you may be more likely to split the jackpot with another winner, since others may also choose the same date-based numbers.

When is the draw break for each game?

You can see the ticket cutoff time for all Minnesota lotto games on the Draw Schedule page.

Do numbers have to match in exact order to win?

It depends on the game you're playing. Daily 3 has different bet types that determine how your numbers can match the winning numbers to score a prize. Your Gopher 5 and Northstar Cash numbers all need to match, but they don't have to be in the same order as the number drawn. For Powerball and Mega Millions, the five white balls may be matched in any order. However, the Powerball / Mega Ball number must be match the number drawn. For any game, you are not allowed to use numbers from different lines to make a winning match.

If odds are 1 in 4, why can I buy 10 tickets and not win?

Odds are valid throughout the entire game, not necessarily within one group of tickets. Winning numbers are randomly inserted while tickets are being printed, and this process is audited.

Does Powerball and Mega Millions money go to other states?

The only money from Minnesota Lottery ticket sales that goes out-of-state is the jackpot prize. All other funds remain in Minnesota.

Has the payout for scratch games changed over time?

Scratch tickets are required by Minnesota law to pay out at least 60% of ticket sales, and games currently pay between 64% and 74%. When the Minnesota Lottery began, scratch-offs paid a flat 60% rate.

Why did a scratch game end before all the top prizes were claimed?

In a word, space! There's limited room in the ticket dispensers, so when new games launch, old ones need to go. Ending a game is based on multiple considerations, such as remaining tickets, sales, available ticket prices and play styles, and more. Also keep in mind that winners have a year from the game's end date to claim, so the last winning ticket may have been sold but the prize hasn't been claimed yet.

FAQ (Frequently Asked Questions) � Minnesota Lottery (2024)

FAQs

Do scratch off tickets expire in Minnesota? ›

All prizes must be claimed within one (1) year of the official end of each game. The game end date for each scratch game is listed in paragraph 1.1 or 1.2 in the official game rules. Click on “Game Rules” below the Prizes & Odds found on the page for each scratch game.

How do I know if I won on second chance in the MN lottery? ›

The Minnesota Lottery will attempt to notify each winner by telephone, U.S. mail or email using the contact information provided in the winner's registration data in their member account. View 2nd Chance Winners here.

Can you buy lottery tickets with a debit card in Minnesota? ›

Minnesota Rule 7856.4010, subpart 16, permits retailers to accept coin, currency, money orders and checks for the payment of lottery tickets. Also, since the use of a check card or debit card is the same as a check, the use of those cards is also permitted.

How do I contact the Minnesota Lottery? ›

Contact Customer Support at (651) 635-8273, option #1 or cs.support@mnlottery.com. Customer Support can be reached Monday – Friday, 8:00am – 4:30pm.

Is there a time limit on scratch cards? ›

Is there a time limit on claiming Lotto scratchcards? Scratchcard prizes must be claimed within 180 days from the closure date, reports The National Lottery - you can check the closure date for your scratchcard here.

How do I check my Minnesota scratch-off tickets? ›

However, posted numbers are unofficial. The only official source for verifying winning numbers on a player's ticket is through the Minnesota Lottery's central computer system. To confirm that a ticket is a winner, please have the ticket validated through a sales terminal at any Minnesota Lottery retailer.

Do I need to keep my 2nd chance scratchers? ›

Throwing your 2nd Chance codes away doesn't disqualify you from drawings, and you don't need your original ticket to claim your prize, but you're ultimately responsible for the 2nd Chance codes you've submitted.

Will I be notified if I win the 2nd chance? ›

Your Lottery account shows you, in real time, how many 2nd Chance codes you've entered that month. The system won't let you submit more than 500 2nd Chance codes a month. How will I know if I'm a Lottery winner? If you win, you'll be notified by email to sign into your Lottery account for “important information.”

Can Minnesota Lottery winners remain anonymous? ›

Minnesota allows winners of more than $10,000 to opt into remaining anonymous. In Illinois, that threshold is much higher at $250,000. Winners of $1 million or more can choose to remain anonymous in Texas and West Virginia, according to respective lottery officials. In Virginia, that threshold is $10 million.

What is the tax on lottery winnings in Minnesota? ›

Taxes/Withholding

Current federal tax law requires the Lottery to withhold 24 percent in federal income taxes, and current Minnesota state law requires the Lottery to withhold 7.25 percent in Minnesota state income taxes.

How long does it take to get lottery winnings in Minnesota? ›

Once the winning ticket has been presented for payment and the winner has decided between cash vs. annuity, it can take up to two weeks to get paid. What about taxes? For winners of $5,000 or more, we are required to withhold 31.25 percent in federal and state taxes.

What lottery is only played in Minnesota? ›

GOPHER 5 REIGNS IN GREATER MINNESOTA

Minnesota's own Gopher 5 game gives players the chance to dream with jackpots that start at $100,000 and grow until won.

What to do if you win the lottery in MN? ›

Lucky in Minnesota? 8 Tips for When You Win the Lottery
  1. Consult a Tax Professional Before You Claim the Prize. ...
  2. Pay Off Your Debts. ...
  3. Don't Buy a Porsche – at Least Not Right Away. ...
  4. Build a Legal and Financial Consulting Team. ...
  5. Create a Budget. ...
  6. Protect Your Assets. ...
  7. Review Your Estate Plan. ...
  8. Protect Your Minor Children.

Where can I redeem my lottery ticket in MN? ›

Winning ticket validation Winning tickets for under $600 can be redeemed at any Lottery retailer location. Winning tickets between $600 and $30,000 must be redeemed at a Lottery regional office. Winning tickets for over $30,000 must be redeemed at Lottery headquarters in Roseville, Minnesota.

How late can you buy lottery tickets in Minnesota? ›

Minnesota Multi-State draw times

The tickets must be purchased no later than 9:00 PM on the day of the draw. Powerball — Powerball is on every Wednesday and Saturday at 9:59 PM, local time.

How long do scratchers expire? ›

Scratchers® tickets must be postmarked or received by Lottery offices within 180 days of the announced end of game date. State law prohibits the sale of a Lottery ticket or the payment of a prize to anyone under 18.

How to redeem MN lottery scratch offs? ›

Winning ticket validation Winning tickets for under $600 can be redeemed at any Lottery retailer location. Winning tickets between $600 and $30,000 must be redeemed at a Lottery regional office. Winning tickets for over $30,000 must be redeemed at Lottery headquarters in Roseville, Minnesota.

Do scratch-off tickets expire in Wisconsin? ›

How long do I have to claim a winning ticket? Lotto tickets expire 180 days after the official draw date. A list of expired Instant tickets, or those expiring soon, are found on the Scratch Games page, under the Availability heading.

How do I know if my scratch-off is expired in Illinois? ›

To look up an instant game expiration date, players can visit https://www.illinoislottery.com/games-hub/instant-tickets. The prize claim extension applies to all prize levels for all Illinois Lottery games.

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